SERVICES
Factoring and Refactoring
As a Factor KBCE provides the client with four key services. Information on credit worthiness of their prospective customers. Operations of Account Receivable functions. Maintenance of history of payments. Management and follow-up on collection reports.
Another key benefit of factoring by KBCE: screening and monitoring credit risks. We will actually examine client lists to determine creditworthiness. This allows us to steer clear of any customers whose credit worthiness is questionable.
With KBCE, clients are getting a company that knows how to manage the accounts receivable portfolio. We Manage day to day operations of receivables in a professional way let the client focus on growing his business. be able to manage problems with the receivables and also have good people skills. As a client you can grow your business while leaving your accounts receivable in the hands of our trained professionals.
KBCE offers following factoring services; trade insurance, credit assessment, credit protection, and collection services to exporters for regular sales on net terms. We will make advances to businesses that carry extensive accounts receivables from businesses within the target market. On each invoice, the business will provide financing equal to 90% of the total amount of the invoice.
KBCE believes in transparency, and all our fees and terms and conditions will be disclosed prior to onboarding client. We understands the needs of the client and meeting those needs in a timely manner.
For more information please contact KBCE on admin@kbc-euro.com
At KBC Euro Credit Limited, our tailored factoring services offer you peace of mind and security when trading on credit terms, both domestically and internationally. You have the flexibility to choose a factoring package that aligns with your specific commercial requirements.
Our package enables you to access cash from your credit sales immediately after assigning the invoices to KBC Euro Credit Limited or at a later time as per your business needs, helping you reduce interest costs. You can cash up to 90% of the approved invoices.
With our credit risk protection option, you can enjoy risk-free credit terms. Once you fulfill your obligations under the purchase contract, you’re safeguarded against bad debts resulting from non-payment by your customer. Our package serves as a comprehensive “ONE-STOP-SHOP” for all your trade finance needs.
Outsource the stressful and time-consuming debt collection process to our professional staff. We ensure an effective and efficient collection process, safeguarding your trading relationship with your customers.
For foreign trading, our service is even more effective as we bridge time zones and language barriers. Through our correspondents, we provide debt collection options in your customer’s country, ensuring seamless transactions.
Domestic Factoring
Our tailored package is crafted to safeguard your debts and enhance cash flow, providing you with a competitive advantage for your sales in Malta.
When trading on open account terms, assigning your receivables to KBC Euro Credit Limited offers the following benefits:
- Financing: Access cash by cashing your invoices for up to 90% of the approved invoice value.
- Risk protection: Once you fulfill the terms of the purchase contract, you’re shielded from bad debts.
- Debt collection: Free up time and resources by entrusting debt collection to us, allowing you to focus on business development rather than chasing payments.
Export Factoring
Our exclusive package is specifically tailored to safeguard your debts and enhance cash flow, granting you a competitive edge in foreign markets.
When trading on open account terms, assigning your receivables to KBC Euro Credit Limited unlocks the following advantages:
- Financing: Cash your invoices for up to 90% of the approved invoice value.
- Risk protection: Benefit from up to 100% protection against bad debts once you fulfill the purchase contract terms.
- Debt collection: Shift focus to business development while we handle professional debt collection through our correspondents in your buyer’s country. Our extensive network helps overcome time zone and language barriers commonly encountered during debt collection.
Purchase Factoring
This package is crafted to enhance your purchasing power with both domestic and foreign suppliers by facilitating prompt payments.
When purchasing on open account terms, you can leverage the following benefits:
Early payment discounts: Take advantage of discounts by ensuring prompt payment to suppliers immediately upon confirmation of your liability to pay us, typically through a promissory note.
Extended payment terms: Benefit from extended payment terms, where we pay on the due date of the invoice upon confirmation of your liability to pay us, usually through a promissory note.
Import Factoring
We can provide import factoring services to our correspondents on a case-by-case basis, catering to various markets, including but not limited to Europe, North Africa, and the Middle East.